Which policies?

We are able to provide valuations for a wide range of with-profits endowment policies.

A with-profits endowment policy is based on an agreement made with a Life Assurance company that states that, provided you meet any premiums as requested, you will receive an annually declared, accommodated bonus on top of the basic sum assured under the policy. The total amount will then be paid at a specified date in the future.

Why spend hours searching for the best price?

When we can search and negotiate for you!

We are able to provide quotes for a wide array of endowment policies including:

Click here for a list of endowment companies we cover.

Which companies?

To ensure that we are able to offer your policy to a wide range of buyers and secure you the best deal possible, we take a 'whole of the market' approach to endowment selling rather than entering into exclusivity deals with specific buyers. As a result we are able to guarantee that any offer made will be higher than the current surrender value of your policy.

The demands of the endowment market change almost daily due to the varying requirements of those who purchase unwanted policies. For this reason we are unable to provide a definative list of all of the life companies that we deal with, however we list a few of the more recognisable companies below.

Britannic

Clerical Medical

Cooperative Insurance

Friends Provident

General Accident

Legal and General

Liverpool Victoria

Norwich union

Pearl

Prudential

Royal London Mutual

Scottish Amicable

Scottish Provident

Scottish Widows

Standard Life

Sun Life of Canada

Wesleyan

Any offer make on an endowment policy will always be

higher than the surrender value!

Exclusions

Unfortunately we are unable to provide valuations for unit-linked endowment policies.

Unit-linked endowments are those for which the amount received on maturity of the policy is directly related to the performance of the units in an investment fund (e.g. units invested in the stock market).

You can find out whether your endowment policy is with-profits or unit-linked by checking the details on your annual statement. If there is any mention of units on the policy it is likely that you have a unit-linked endowment. However, if cash bonuses are detailed and shown added to the basic sum assured, you have a with-profits endowment policy.

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